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dkishore
16-11-2007, 06:17 PM
First time mutual fund investors through fund houses,should be aware of the following :
1) Whether they want to remain invested for more than a year or two
2) What is their level of Risk Appetite
3) What is their Age and How much they should allocate for Debt & Equity
4) The benefits of investing through Mutual fund route
5) They should seek the advice of Financial Advisors, initially,to know :
a) the risk ananlysis/ diversification to minimise overall risk and to maximise returns
b) the sectors/industry and the best performing funds/schemes to invest
c) to get expertise/experience of an independent advisor to know about the fund manager, the fund houses and and AMCs which manage these funds..

The mutual investors are presently flocking around schemes like Infrastructure funds, Diversified Energy sector funds , financial sector/services sector funds....and telecom sectors funds... It is bettter for the investors to take a look at these funds if their TIME HORIZON is medium to long term...