PDA

View Full Version : ING Golden Life


npavan78
25-08-2008, 08:01 AM
Your Life after retirement is undoubtedly the golden period of your life. As it’s the time you can live life on your own terms and take charge in doing the things you always dreamt of, free from the pressures of a working life. And of course, all this without having to worry about financial considerations.

In your hectic life of today your golden years may seem far away, but you really have to plan today to make those dreams a reality. It’s vital to save systematically and have a financial plan that helps you stay in control of your retired life and live the way you want to.

ING Vysya Life’s ING Golden Life offers you the perfect solution that will help you realize the retired life of your choice, with a wide range of Benefits that are personalized to suit your needs.

It Offers

To choose your retirement age

Flexible Premium options

To Manage your investments as per your risk preference

To exercise the pension option on the chosen retirement age
How does this Plan work?

The ING Golden Life is a Unit Linked Pension plan. You need to choose the age at which you wish your pension should start (called the Vesting Age). The Policy plan allows you the convenience of choosing the Premium and the duration you wish to pay.

It allows you to manage your investments as per your risk preference. You can opt to invest the Premiums amongst the Funds offered i.e. Pension Debt, Pension Equity or Pension Liquid OR you can choose the Life Stage Investment Program which automatically adjusts your Fund allocation to secure your investments as your retirement age approaches.

On reaching your chosen Vesting Age the accumulated monies in your Fund will be available to you to secure pension.

Loyalty Units:

The unique feature of Loyalty Units helps you to grow your Fund faster. While you pay the Premiums upto date and keep the Policy in force your Fund will get credited with Loyalty Units at the end of each Policy Year and the percentage of Loyalty Units will grow with the size of your Funds.